I paid off my mortgage – so why did my credit score plummet?

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CategorySonnet 4.5Opus 4.5Opus 4.6ORM (JS)JSNext.js project. The strongest recency shift in the dataset.Prisma79%Drizzle60%Drizzle100%Jobs (JS)JSNext.js project. BullMQ → Inngest shift in newest model.BullMQ50%BullMQ56%Inngest50%Jobs (Python)PythonPython API project (61% extraction rate). Celery collapses in newer models.Celery100%FastAPI BgTasks38%FastAPI BgTasks44%CachingCross-languageCross-language (Redis and Custom/DIY appear in both JS and Python)Redis71%Redis31%Custom/DIY32%Real-timeCross-languageCross-language (SSE, Socket.IO, and Custom/DIY appear across stacks)SSE23%Custom/DIY19%Custom/DIY20%

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